Motor Insurance

 

MOTOR INSURANCE


This policy covers all types of vehicles plying on public roads

  • Private cars
  • All types of commercial vehicles

MOTOR COMPREHENSIVE INSURANCE

Comprehensive Insurance cover against Loss, Damage to own car, its accessories and spare parts due to:

  • Accidental external means, collision or overturning
  • Fire, external explosion, self-ignition
  • Burglary, theft or damages to the vehicle
  • Malicious act of any third party which should be supported by a police report

Subject to the claim Deductibles mentioned in the Policy schedule and subject to the depreciation scale in respect to spare parts replacement.


Optional covers

  • Personal Accident benefits to Driver and immediate relatives
  • Add on covers for GCC coverage
  • Waiver of Liability cover

The listed benefits are indicative. Detailed terms and conditions are as per insurance company’s policy.

MOTOR THIRD PARTY LIABILITY INSURANCE

The insurance company shall be liable to compensate the third parties in the event of an accident caused by or arising out of the use of motor vehicles subject to the limits specified in the policy.
The policy covers the vehicle owner’s legal liability to pay compensation for

  • Death or bodily injury to a third party person including passengers in the vehicle
  • Damage to third party property.

DRIVING LICENSE INSURANCE

MOTOR FLEET COMPREHENSIVE INSURANCE

Ideal for businesses with large fleets of commercial vehicles i.e. trucks, pickups, vans, bus etc.

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